User agreement between the user (“User”, “you”) and PROCORP(“we”, “us”). PROCORP and procorpfinancialtechnologies.com are trading names of PROCORP Please read these terms and conditions of use (“Terms and Conditions”) before using the procorpmerchantbank.com website (“Site”). You consent to these Terms and Conditions when you use this Site, without qualification. If you disagree with any part of the Terms and Conditions, you may not use this Site in any way.

The information on this Site is directed solely at those who access this Site from Canada. We are an Canadian registered Company. Our business and the services we offer are governed by the applicable laws of Ontario and Canada. No warranties and/or representations of any kind, express or implied, are given as to the compliance of the information shown on this Site, the services offered by or on behalf of us, any information relating to such services and our business in any respect with any laws of any other country which do not, in any event, affect or apply to the same.

Site User Obligations

You agree to be bound by the following obligations, including without limitation:
1. You accept financial responsibility for all transactions made under your name or account
2. You must be 18 years of age or over and have legal capacity.
3. You warrant that all information you provide about yourself or anyone else shall be true and accurate.
4. The Site must not be used for speculative, false or fraudulent bookings.
5. The transmission of threatening, defamatory, pornographic, political, or racist material or any material that is otherwise unlawful is expressly prohibited.
6. The Site and any content may not be modified, copied, transmitted, distributed, sold, displayed, licensed or reproduced in any way by you, except that one copy of the information contained within the Site may be made for personal, non-commercial use.

For persons who are resident in the United States or any other country, the applicable booking and purchase conditions are those which appear on the relevant product pages and you must read these before confirming your booking or purchase. Residents of other countries must identify themselves as such at the time of booking or purchase and ascertain whether the booking or purchase will be accepted from their country of residence and the conditions applicable to their booking or purchase. All bookings and purchases are also subject to the general information appearing in our current On-line brochure and product descriptions.

Access to this Site is conditional on your agreement that all information contained in it and all matters which arise between you and us will be governed by Canadian law. Access is further conditional on your agreement that any dispute or matter which arises between you and us will be dealt with exclusively by the Courts of Canada and Ontario. PROCORP reserves the right to deny access to the Site at any time without notice.

No warranties, promises and/or representations of any kind, express or implied, are given as to the accuracy of any of the information contained on this Site or as to the nature, standard, suitability or otherwise of any services offered by us or on our behalf. We shall not be liable for any loss or damage of whatever nature (direct, indirect, consequential or other) which may arise as a result, directly or indirectly, from the use of any of the information or material contained in this Site and/or use of or access to any other information or material via web links from this site or any inability to access or use this Site. These exclusions of liability apply only to the extent permitted by law and, except for information or material accessed via Sites or supplied by an identified Third Party, where consistent with our applicable booking conditions. If any of these exclusions, in whole or part, is found to be unlawful, void or for any other reason unenforceable, that exclusion or part of the exclusion shall be deemed severable and shall not affect the validity or enforceability of the other exclusion(s) or part(s) of the exclusion(s) in question.

PROCORP may change any aspect of the Site or its content, including the availability of any suppliers, features, information, database or content.

Without prejudice to the foregoing provisions, we are entitled to the benefit of any applicable exclusions and/or limitations of liability permitted by the laws of any country found to be applicable to the information shown on this Site and/or any services offered by us or on our behalf.

The Site is provided on an 'as is' and 'as available' basis. We do not accept any liability in respect of your ability to access or use the site at any time or for any interruption in that access or use or for any failure to complete any transaction. We do not warrant that the Site is free from computer viruses or other properties that may cause loss or damage.

We reserve the copyright and all proprietary rights in the Site and all original content. The material contained within the Site is the property of PROCORP or its affiliates unless identified as belonging to third parties. The name PROCORP and any other marks, logos and graphics of PROCORP displayed on the Site are registered trademarks of PROCORP or its affiliates. Other company and product or service names displayed on the Site may be the trademarks of their respective owners. You are not granted any right or license to use any trademarks.